We’re a Trusted Independent Insurance Agency in Oklahoma, Texas, and Kansas

Who We Are

Let Us Guide You

We have over 30 years of combined experience and knowledge to help guide you with your insurance needs. We’re an independent agency which means we have our name above the door and inside of our agency we have all the brand name insurance companies in one place for you. We can quote you with all of our companies at one time. This saves you time and money.

We understand no one company nor one policy fits all. Working with an independent agency is a superior way to get insurance. Lighthouse Insurance can help you get the coverage you need at a price you can afford. You don’t have to compare prices by visiting each website yourself or calling different numbers and waiting on hold. We do the work for you! Call/text today to get your quote started! 918-615-9585

Auto Insurance

Auto insurance is a complicated matter but it doesn’t have to be.  We have auto insurance for the best drivers with no tickets and no accidents.  We have auto insurance for drivers with a few accidents.

We also have auto insurance for drivers who’ve had more than their fair share of tickets and/or accidents.  We’ve seen it all and we’re here to help!

FAQ

What is Collision Coverage?

This is the basic insurance type that covers your vehicle if you collide into something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge. This is where you have a deductible.

What is Comprehensive Coverage?

This covers anything that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism. This is where you have a deductible. 

What Exactly is Liability Coverage?

This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is mandated by the state of Oklahoma, so it is important that you as the driver make certain you have an adequate amount. State minimum is 25/50/25. 

What Does Uninsured Motorists Cover?

Do you understand how this works in Oklahoma? It may be different than you think. In Oklahoma, UM pays to fix YOU and NOT your vehicle. 

Now that you understand a bit more about the different types of auto insurance available, you’re probably ready to find the right coverage for you.  Call or text 918-615-9585 and we’ll get working for you right away.

Home Insurance

Lighthouse Insurance shops multiple companies for you whether you need homeowners, condo, mobile home, or renters insurance. We take care of you–we’ll walk you through buying home insurance for the first time or canceling insurance for the first time. We have bundle discounts!

  • New Home Buyers

  • Homeowners at policy renewal

  • Homeowners fed up with increasing rates

  • Condo owners

  • Landlord property owners

  • Mobile Home owners

  • Renters – Home/Condo/Apartments

Commercial Insurance

Lighthouse Insurance can shop dozens of companies for your Oklahoma business insurance needs. With just your declaration page(s) of your current policy, we can find out how much money we can save you! We also quote start up and brand new businesses as well.

Small to large businesses and even with multiple locations–we’ve got you covered.

Below are several choices Lighthouse Insurance offers for Oklahoma businesses:

Lighthouse Insurance shops multiple companies for you and we have bundle discounts! 

Commercial Auto Insurance

A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won’t cover items that relate to business. If your business uses vehicles to perform routine or even occasional operations, a commercial auto policy is a must.

Commercial General Liability Insurance (CGL)

Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy. A convenient catch-all type of policy, many businesses can use it as a starting point for their insurance needs – in terms of liability.

Commercial Property Insurance

A commercial property insurance policy could be thought of as a commercial version of a Home policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.

Workers Compensation

Workers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.

Business Owner Package (BOP)

Business owners can take care of many needs in a BOP policy – it often includes vehicle, property damage, business income, property, and bodily injury, as well as other types of basic insurance needs.

Flood Insurance

Just one inch of flood water can cause over $25,000 of damage to your home. Most homeowners and renters insurance doesn’t cover flooding. We offer both National Flood Insurance Policies (FEMA) and private flood policies through insurance companies. You don’t have to be in a flood zone to purchase flood insurance. Anyone can have flood insurance.

Life Insurance

You protect everything else you have, so why not protect those you love. The loss of income from the death or critical illness of a loved one can be devastating. Protect your loved ones through life insurance. Ensure your family never has to struggle unnecessarily and that it can maintain its standard of living by providing tax free money from life insurance. Get mortgage protection and more. Life insurance through your work is bonus insurance. If you become too sick to work, you may lose the life insurance you have through employment. Don’t rely on a policy you don’t have control over. 

 

WITH LIGHTHOUSE INSURANCE YOU’LL HAVE PEACE OF MIND.  LET US GUIDE YOU!

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Lighthouse Insurance

918-615-9585
2101 W Concord Cr N
Broken Arrow  OK 74012

Hours of Operation

Monday – Thursday, 9-5
Friday, 9-4
Saturday & Sunday, Closed

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